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Así arreglará Volkswagen sus motores trucados

Posted by Fernando Valverde Cortes On noviembre - 28 - 2015

volswagen

volswagen

La lucha de los consumidores empieza a dar frutos. Tras semanas de silencio y confusión, Volkswagen empieza a desvelar cómo pretende salir del atolladero en el que se metió al trucar más de 11 millones de motores en todo el mundo.

El truco consiste en un software que hace fingir al motor cuando es sometido a una prueba concreta de emisiones contaminantes. De esta manera, 700.000 vehículos fueron vendidos en España cuando en realidad superaban los límites de NOx.

El fabricante alemán asegura que la solución es sencilla:

desinstalar el software (en realidad instalar una actualización): lleva como mucho media hora y es lo único que se hará en los motores 2.0 TDI. Read the rest of this entry »

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Una de cada diez hipotecas ya se firma a tipo fijo

Posted by Helpmycash On octubre - 2 - 2015

hipotecas

hipotecas

El último informe del INE lo deja claro: las hipotecas fijas ya son una opción real para los que buscan financiación. Gracias a que su interés medio ha bajado del 6 % al 3,10 % en solo dos años, cada vez más clientes se decantan por esta opción.
Según el Instituto Nacional de Estadística (INE), “El 88,2% de las hipotecas constituidas en julio utiliza un tipo de interés variable, frente al 11,8% de tipo fijo”. Teniendo en cuenta que en junio de este mismo año el porcentaje de hipotecas fijas de nueva constitución fue del 6,8 %, parece claro que la aceptación de las hipotecas fijas en España va en rápido aumento.
¿Por qué se contratan cada vez más hipotecas fijas?
En primer lugar, porque los bancos están ofreciendo más ofertas y más baratas que nunca. Por ejemplo, Bankinter comercializa su Hipoteca Fija al 1,95 % a 10 años (2,25 % a 15 años o 2,65 % a 20 años), Sabadell ha lanzado su Hipoteca Fija Premium al 2,90 % a 20 años y La Caixa ha lanzado una oferta al 2,50 % hasta 20 años. Además, todas estas hipotecas requieren de la misma vinculación que las variables.
Otra de las claves es que estos préstamos permiten que el hipotecado pague exactamente la misma cuota desde el primer hasta el último mes de su hipoteca, ya que no se ven afectadas por la fluctuación del euríbor. Así, mientras una hipoteca de 150.000 euros a 30 años a Euríbor + 1 % podría pagar una cuota de 494 euros con el euríbor actual al 0,161 % o una cuota de 900 euros si el euríbor volviera a alcanzar el 5 %, la misma hipoteca con un tipo fijo del 3 % pagaría una cuota de 632 euros todos los meses, del primero al último, lo que permite a sus familias planificar mucho más su economía mensual. Read the rest of this entry »

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Get Cash Quickly To Deal With Emergencies

Posted by Postlink On septiembre - 10 - 2015

Emergencies could certainly occur without notice and lots of folks don’t have the funds to afford them all. A car wearing down might make it tough to be able to reach work and a broken freezer might indicate that the person cannot acquire household goods for the full week and thus will certainly want to obtain a new fridge at the earliest opportunity. The total amount of cash often will not be sufficient for the person to successfully get a loan from the bank, however they will need to have help to pay for all of it. In these cases, the individual might take a look at a Short term loan for enable.

Short term loans are generally easier to apply for compared to a conventional loan. As they are not long-term loans, the person will not need to supply a great deal of their financial info to the lender and hold out, sometimes 2 or 3 weeks, for a response. The borrowed funds could be fully paid in six installments or perhaps even less, with respect to the options selected by the individual. They are able to select the amount of cash they will need to acquire and the amount of time they have to pay it off entirely. There aren’t any added charges, just interest in accordance with the period of time it requires to repay the loan.

When a person contacts an organization such as Money Boat, they’ll be in a position to apply on the internet or even call to be able to receive a lot more information. Associates are there to reply to virtually any inquiries the person might have regarding qualification requirements, the amount of money they can receive, and the terms for the short-term loan. The online application form just takes a couple of minutes to complete and the person will be able to receive the funds they require swiftly. They will be in the position to easily view how much they are obligated to pay for each and every installment and also when the installment is due so they can monitor their finances.

If you are in a situation in which you need a little money, a long-term loan might not be good for you. They’re regularly hard to get plus you will be repaying on the loan for quite a few months. As an alternative, you will desire to think about a short-term loan to take care of your crisis bills. Take a look at www.moneyboat.co.uk right now in order to see precisely how easy the short-term loan process is as well as learn exactly how rapidly you may get the amount of money you’ll need.

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Novice Purchasers Gain Most From FHA Lending Products

Posted by Postlink On septiembre - 7 - 2015

House buyers have lots of choices when it comes to a home loan. You will find financial loans specifically designed for people who have served in the military services and a few for people who have a fantastic credit history. Buyers who really don’t belong to either of these categories might nonetheless get an incredible house loan in the Federal Housing Administration loan system. This government backed mortgage program makes it possible for anyone that will pay his or her bills promptly and have a dependable cash flow to get their particular house. The most appealing characteristic of the FHA financial loan will be the lower downpayment prerequisite. Buyers who may not be in a position to save a significant portion of the final cost frequently opt for this kind of bank loan as the fha loan requirements allow them to set just 3.5 % for a downpayment. The fha first time home buyer process not merely enables young adults and those who have experienced money troubles during the past get a residence without needing lots of money on deposit with the banking institution, it is usually much easier in order to be entitled to when compared with traditional lending products. With fha eligibility so easy, it seems sensible that first-time home buyers would undoubtedly choose this kind of financial loan. Banks can easily provide these kinds of amazing offers to home consumers due to the fact the financial loans will be secured through the federal government. Customers pay out an insurance coverage cost monthly that safeguards government entities in the event they go delinquent for the loan. This portion of the total cost can be a modest expense to pay for the opportunity personally own a home. Anyone who has recorded personal bankruptcy previously could be declined a conventional financial loan but once they ask for fha info, they’ll uncover those who have a released Chapter 7 individual bankruptcy or perhaps a Chapter 13 consumer bankruptcy which has had consistent monthly payments within the last year are usually suitable candidates to have an FHA loan. Nevertheless, consumers continue to have to prove they have the means to pay off the borrowed funds and are already economically responsible ever since their individual bankruptcy. At the very least two credit lines has to be set up in addition to paid back persistently to become a candidate to get an FHA mortgage. In contrast to standard lending options, which require credit cards or individual financing to satisfy this prerequisite, FHA lending products will be more flexible.

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Solución para gastos inesperados

Posted by Fernando Valverde Cortes On agosto - 27 - 2015

wonga

wonga

Normalmente solemos mantener nuestro  presupuesto a raya, pero en ocasiones aparecen en nuestras vidas ciertos gastos que no teníamos previstos y que nos pueden causar una gran cantidad de problemas si no son solucionados con la mayor brevedad posible.  Aunque no creamos que uno de estos gastos inesperados pueda aparecer en nuestra vida, seguramente vayamos a tenerlos de una forma u otra, ya que en la actualidad no podemos controlar una gran variedad de factores que envuelven a nuestro día a día, como por ejemplo:

 

  • Multas de trafico
  • Facturas de luz o agua con un consumo más elevado del esperado
  • Averías de electrodomésticos o del vehículo famular

 

Para poder solucionar este tipo de contratiempos, queremos enseñarte algunas de las mejores opciones que puedes realizar de una forma sencilla y sin tener que realizar nada del otro mundo.

 

Ahorrar todos los meses Read the rest of this entry »

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Trust Posts As a Result of A Professional

Posted by Postlink On agosto - 25 - 2015

Worldwide business and financing is certainly not a subject matter most people are active on. As a result, it will take somebody making use of a lot of expertise to write well known articles about them in top rated commerce publications. Such a individual is Christian Broda. With a Expert degree in financial aspects

out of MIT, who is likely to be as skillful on the topic? Posts authored by the following very well-informed man have been published in such magazines as American Economic Review as well as the Quarterly Journal of Economics, certainly no little achievement without a doubt. On top of articles showing up inside magazines, the particular mentioned writer and economics specialist provides published information that have shown up inside newspapers, as well. In addition to being a good worthwhile article writer, the qualified man has been specifically a educator in the University of Chicago. Therefore, whenever an individual study one of his particular works, you will understand that it’s facts you can rely on, definitely not some untrue info supplied by somebody ignorant. Whether or not he has writing about charges or even rate stability through Asia, this depth of journal articles is a lot more than a tiny bit remarkable. Therefore, when you find yourself seeking fiscal articles which offer more than a grain of reality in them, make sure to study one of the many articles By Christian Broda.

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